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Pamoja Bima marketplace

About Pamoja Bima

Pamoja Bima is a micro-insurance platform by Afya Lead Limited that brings together multiple insurance providers into one simple marketplace. Discover various health insurance packages, compare benefits and pricing, and subscribe with flexible payments that fit your budget.

  • Multiple Providers: Wide selection of trusted insurance partners.
  • Flexible Payments: Daily, weekly, or monthly installments supported.
  • Comprehensive Coverage: Outpatient, inpatient, maternity, and emergency options.
  • Mobile-First: Enroll and manage your cover from your Android phone.

How It Works

1. Explore

Browse insurance packages from multiple providers in one place.

2. Compare

Review benefits, limits, and prices side-by-side.

3. Subscribe

Subscribe via the Android app or through a registered agent.

4. Use Your Cover

Access your digital membership and start using your benefits.

Partnered Insurers

We collaborate with reputable insurers to bring you trusted coverage options.

Coming soon
Coming soon
Coming soon

Get the Pamoja Bima App

Manage your insurance journey on the go. Compare packages, subscribe with flexible payments, and access your cover anytime.

Download Android APK   |

Become an Agent

Register as a Pamoja Bima agent and start enrolling clients to earn commissions.

Register Now   |
  • Quick online onboarding
  • Real-time commission tracking
  • Marketing materials and support

Frequently Asked Questions

Who can use Pamoja Bima?

Anyone looking for affordable health insurance can browse and subscribe to packages via the Android app or through a registered agent.

How do payments work?

We support flexible payments including daily, weekly, or monthly installments depending on the package and provider.

Can I switch packages later?

Yes. Switching depends on provider terms. You can review options in the app and request changes where allowed.

How do agents earn?

Agents earn commissions for each successful subscription and renewal processed via their account. Register to get started.